Stellar Business Bank

OUR PRIVACY COMMITMENT TO YOU

Stellar Business Bank does not share customer information with third parties except as permitted by law. The following identifies information contained in the Bank’s Privacy Disclosure which is given to all new accounts at the time an account is opened, all new loans at the time the loan is established, all existing customers annually through statement inserts or direct mailing, and to anyone upon request.

BECAUSE YOUR TRUST IS SO IMPORTANT

Your trust is the cornerstone of our relationship. That is why we work diligently to safeguard your privacy. The information that you provide us is kept in the strictest of confidence. We have no intensions of selling personal information about our customers to third-party businesses. We are proud to make that commitment to you, because your trust is the foundation of our business. The following privacy policy explains how we use and protect the information about our customers. We ask that you read it carefully.

NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS

We, our, and us, when used in this notice, mean Stellar Business Bank. This is our privacy notice for our customers. When we use the words “you” and “your”, we mean the following types of customer:

All of our consumer customers who have a continuing relationship with us, such as: Deposit Account; Loan Account; Safe Deposit Box

We will tell you the sources for nonpublic personal information we collect on our customers. We will tell you what measures we take to secure that information. We first define some terms:

Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.

Affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.

Nonaffiliated third party is a company that is not an affiliate of ours.

THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR NONPUBLIC PERSONAL INFORMATION

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

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NONPUBLIC PERSONAL INFORMATION WE COLLECT
We collect nonpublic personal information about you from the following sources:

Information we receive from you on applications or other forms
Information about your transactions with us
Information about your tranactions with nonaffiliated third parties
Information we receive from a consumer reporting agency
Information about your transactions with us, our affiliates, or others

NONPUBLIC PERSONAL INFORMATION WE DISCLOSE
We do not disclose nor do we reserve the right to disclose, any nonpublic personal information about our customers or former customers to anyone, except to other nonaffiliated third parties as permitted by law.

Notify Us of Inaccurate Information We Report To Consumer Reporting Agencies. Please notify us if we report any inaccurate information about your account(s) to a consumer reporting agency. Your written notice describing the specific inaccuracy(ies) should be sent to us at the following address: STELLAR BUSINESS BANK, PO BOX 2519 COVINA, CA 91722.

Revised: 02.27.09






PRIVACY STATEMENT
OUR PRIVACY COMMITMENT TO YOU Stellar Business Bank does not share customer information with third parties except as permitted by law. The following identifies information contained in the Bank’s Privacy Disclosure which is given to all new accounts at the time an account is opened, all new loans at the time the loan is established, all existing customers annually through statement inserts or direct mailing, and to anyone upon request. BECAUSE YOUR TRUST IS SO IMPORTANT Your trust is the cornerstone of our relationship. That is why we work diligently to safeguard your privacy. The information that you provide us is kept in the strictest of confidence. We have no intensions of selling personal information about our customers to third-party businesses. We are proud to make that commitment to you, because your trust is the foundation of our business. The following privacy policy explains how we use and protect the information about our customers. We ask that you read it carefully. NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS We, our, and us, when used in this notice, mean Stellar Business Bank. This is our privacy notice for our customers. When we use the words “you” and “your”, we mean the following types of customer: All of our consumer customers who have a continuing relationship with us, such as: Deposit Account; Loan Account; Safe Deposit Box We will tell you the sources for nonpublic personal information we collect on our customers. We will tell you what measures we take to secure that information. We first define some terms: Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. Affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control. Nonaffiliated third party is a company that is not an affiliate of ours. Back To Top THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR NONPUBLIC PERSONAL INFORMATION We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information. Back To Top NONPUBLIC PERSONAL INFORMATION WE COLLECT We collect nonpublic personal information about you from the following sources: Information we receive from you on applications or other forms Information about your transactions with us Information about your tranactions with nonaffiliated third parties Information we receive from a consumer reporting agency Information about your transactions with us, our affiliates, or others NONPUBLIC PERSONAL INFORMATION WE DISCLOSE We do not disclose nor do we reserve the right to disclose, any nonpublic personal information about our customers or former customers to anyone, except to other nonaffiliated third parties as permitted by law. Notify Us of Inaccurate Information We Report To Consumer Reporting Agencies. Please notify us if we report any inaccurate information about your account(s) to a consumer reporting agency. Your written notice describing the specific inaccuracy(ies) should be sent to us at the following address: STELLAR BUSINESS BANK, PO BOX 2519 COVINA, CA 91722. Revised: 02.27.09 Back To Top
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