Lines of Credit Unsecured and/or secured to provide working capital. For business/industry professionals including attorneys, accountants, and medical professionals.
Term Loans
For long term working capital requirements and fixed asset acquisition.
Business Overdraft Protection Lines of Credit
SBA Loans
SBA 7a and 504 Programs are available. Click here for more information.
Real Estate
A comprehensive list of commercial real estate and construction financing from short-term to permanent are provided.
land loans
single family residences and tracts
condominium and townhouse projects
single purpose buildings
industrial development projects
retail commercial properties
motel and hotel properties
commerical and industrial buildings
commercial mini perm loans
loans secured by farmland
Commercial and Standby Letters of Credit
Loans to finance agricultural production and other loans to farmers
Business Visa Debit Card
Credit Cards (provided by a third party credit card issuer)
Personal Lines of Credit A revolving line of credit can help you meet ongoing personal expenses, when you are not exactly sure how much you might need or when you will need it. Let us pre-qualify you for a personal line of credit and funds will be available when you need them during the term of the line. Monthly payments are interest only with principal due at maturity.
Personal Overdraft Protection Lines of Credit
Credit Cards (provided by a third party credit card issuer)
Personal Loans Term loans available to meet a variety needs.
Notices to Customers
Effective July 21, 2010, your deposits at Stellar Business Bank are now permanently insured up to $250,000 per depositor, per insured institution for each account ownership category.
NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE
FOR TRANSACTION ACCOUNTS
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC´s general deposit insurance rules.
The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts, and Interest on Lawyers Trust Accounts ("IOLTAs").
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
NOTICE: Stellar Business Bank is not responsible for and has no control over the subject matter, content, information,
or graphics of the web sites that have links here. Please contact us with any concerns or comments.