Lines of Credit – Unsecured and/or secured to provide working capital. For business/industry professionals including attorneys, accountants, and medical professionals.
Asset-Based Lines – For clients/borrowers with: (a) businesses that are undercapitalized for the desired objectives but are collateral sufficient; (b) seasonal businesses that require working capital financing throughout the entire business cycle; (c) businesses that are experiencing temporary downturns in their financing condition; and (d) businesses which are undergoing restructuring and/or buyouts that result in a higher level of leverage.
Term Loans –
For long term working capital requirements, fixed asset acquisition, rolling stock, growth and acquisition financing.
Overdraft Credit Lines
SBA Loans –
SBA 7a and 504 Programs are available. Click here for more information.
Real Estate –
A comprehensive list of commercial real estate and construction financing from short-term to permanent are provided.
Personal Lines of Credit – A revolving line of credit can help you meet ongoing personal expenses, when you are not exactly sure how much you might need or when you will need it. Let us pre-qualify you for a personal line of credit and funds will be available when you need them during the term of the line. Monthly payments are interest only with principal due at maturity.
Personal Loans – Term loans available to meet a variety needs.
Home Equity Lines of Credit –
A home equity line of credit can provide easy access to funds ongoing with principal due at maturity.
Home Equity Loans –
Use the equity in your home to make a purchase, take a vacation or numerous other uses, with payments of principal and interest over a ten-year period.
Construction Loans – If you’re ready to build that dream home, let us help make it happen.
Notices to Customers
Effective July 21, 2010, your deposits at Stellar Business Bank are now permanently insured up to $250,000 per depositor, per insured institution for each account ownership category.
Stellar Business Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through
December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.
NOTICE: Stellar Business Bank is not responsible for and has no control over the subject matter, content, information,
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